Financial Resources

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Budget planning

Budgeting Tools

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Building Generational Wealth

  • Fidelity: Fidelity - A brokerage ​offering a wide range of investment ​options and financial services.
  • Charles Schwab: Charles Schwab - ​A brokerage providing ​comprehensive investment services ​and tools.
  • You can open the following accounts ​at both of these brokerage firms & ​begin your long-term investing in the ​stock market:
    • Roth IRA
    • Solo 401(k)
    • SEP IRA (Simplified Employee ​Pension)
    • SIMPLE IRA
    • 529 Plan or Coverdell ESA
    • UGMA/UTMA


Saving account

High Yield Savings Accounts

  • Marcus by Goldman Sachs: ​Marcus - A high-yield savings ​account with competitive interest ​rates.
    • I recommend this for ​individuals who are unable to ​receive direct deposit
  • SoFi: SoFi - Offers high-yield ​savings accounts along with other ​financial products.
    • In order to qualify for the APY ​you will need to add direct ​deposit via your employer or ​company payroll if you are a ​self-employed
  • Compound Interest Calculator: ​Investor.gov


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Capital One Venture X: A travel rewards ​credit card with premium benefits. Ideal for ​frequent travelers who want to maximize ​rewards on travel purchases and access luxury ​travel benefits.

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Chase Trifecta:

Chase Sapphire Preferred: Popular travel rewards credit ​card offering valuable points for travel and dining ​purchases.

Chase Freedom Flex: Offers rotating categories for cash ​back, which can be optimized for maximum rewards.

Chase Freedom Unlimited: Provides unlimited cash back ​on every purchase, great for everyday spending.

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Debt Management Books

  • "Girl, Get Your Credit Straight!: A ​Sister's Guide to Ditching Your Debt, ​Mending Your Credit, and Building a ​Strong Financial Future" by Glinda ​Bridgforth and Gail Perry-Mason
    • Focuses on credit repair and ​financial empowerment.
  • "The Financial Diet: A Total Beginner's ​Guide to Getting Good with Money" ​by Chelsea Fagan and Lauren Ver ​Hage
    • Covers budgeting, saving, and ​debt management in a relatable ​and accessible manner.
  • “Clever Girl Finance: Learn How ​Investing Works, Grow Your Money" ​by Bola Sokunbi
    • Offers practical guidance on ​personal finance, budgeting, and ​debt management aimed at ​women.
  • "Get Good with Money: Ten Simple ​Steps to Becoming Financially Whole" ​by Tiffany Aliche
    • Provides actionable steps for ​achieving financial independence, ​including debt management ​strategies.

Investing Books

  • "The Stock Market Made Simple: A ​Beginner's Guide to Trading and ​Investing" by Sasha Evdakov
    • Introduces stock market ​fundamentals and strategies for ​beginners interested in investing.
  • "The Little Book of Common Sense ​Investing: The Only Way to Guarantee ​Your Fair Share of Stock Market ​Returns" by John C. Bogle
    • Introduces the principles of index ​investing and long-term wealth ​accumulation.
  • "The Intelligent Investor: The Definitive ​Book on Value Investing" by Benjamin ​Graham
    • Offers timeless advice on value ​investing and building a ​sustainable investment portfolio.
  • "A Beginner's Guide to Investing: How ​to Grow Your Money the Smart and ​Easy Way" by Alex Frey and Ivy Bytes
    • Provides a straightforward ​introduction to investing, covering ​stocks, bonds, and mutual funds.

Financial Independence Books

  • "Minority Mindset's Money School: ​Women and Money: The Ultimate Guide ​for Financial Independence (MMTM ​Book 1)" by Jaspreet Singh and Jaspreet ​Kaur -
    • Covers financial independence and ​wealth-building strategies.
  • "Financial Freedom: A Proven Path to All ​the Money You Will Ever Need" by Grant ​Sabatier and Tiffany Aliche
    • offering insights into achieving ​financial independence.
  • "The Memo: What Women of Color ​Need to Know to Secure a Seat at the ​Table" by Minda Harts
    • While not exclusively about ​investing, it offers valuable career ​advice and financial empowerment ​strategies for women of color.
  • "Women & Money: Owning the Power to ​Control Your Destiny" by Suze Orman -
    • Empowers women to take control of ​their financial futures.
  • "Broke Millennial: Stop Scraping By and ​Get Your Financial Life Together" by Erin ​Lowry
  • Geared towards millennials but offers ​practical advice applicable to all ​beginners.