Hi, I’m Gladys the voice behind LatinaPhD Abroad! I’m a first-generation Latina with a passion for financial literacy, empowering women, and exploring the world.
By day, I balance my 9-to-5 career, and by night, I help women like you achieve financial independence while embracing joy and culture. Fun fact: I’ve traveled to 22 countries, 30 U.S. states, and 7 Mexico states, and my carry-on packing skills are unmatched!
Through countless hours of research, trial and error, and sheer determination, I transformed my finances, paid off debt $20,000 in debt, built a 6-figure investment portfolio, and began crafting a path toward financial independence. Currently on a 15-year path towards becoming a millionaire!
Here, I share tips on building generational wealth, navigating personal finance with ease, and curating a life filled with adventure and purpose. My goal is to show you how to thrive financially and live your dream life on your terms!
About Me
As a first-generation Latina, I transformed my life by mastering financial literacy and breaking the cycle of living paycheck to paycheck and “just getting by.”
Today, my core message is simple: financial literacy is the foundation of freedom. My greatest success isn’t just my financial transformation—it’s inspiring others to start their journey too.
Why LatinaPhD Abroad?
In my blog, I share practical tips on budgeting, paying off debt, investing, and building wealth—designed for first-generation women. From creating realistic financial plans to achieving your biggest goals, I’ll guide you with tools and advice to help you feel empowered, break cycles, and thrive financially.
Ready to begin your personal finance journey?
Take charge of your finances with the LatinaPhD Abroad Finance Templates! Choose from two options:
Beginners Template: track your sinking funds, manage debt, annual budget summary, FIRE (Financial Independence, Retire Early) calculator, and overview of your net worth
Net Worth Dashboard Template: featuring an annual overview, detailed net worth report, FIRE (Financial Independence, Retire Early) and compound interest calculator, and an interactive dashboard
These all in one easy-to-use templates are designed for first-gen Latinas and beyond. Achieve your financial goals with clarity and confidence! Perfect for anyone pursuing financial freedom. Start your journey now!
The One-on-One Personal Finance Consultation Services and Mentorship Program provides personalized guidance through financial goal setting such as debt paydown, budgeting, large saving goal, and investment basics. I work closely with you to understand your unique financial goals and design a customized investment plan to help you achieve them.