latinaphd.abroad

Welcome to a space where this girl who wasn't supposed to leave her small town in the desert is now building wealth from everywhere.

I'm a first-gen Latina PhD, daughter of immigrants, and the oldest daughter who chose to leave the Coachella Valley and see the whole world. I talk about money, travel, and building a life nobody in my family had a map for.

Get the free wealth starter checklist HERE

  • PhD in Leadership & Education

  • Coast FIRE achieved at 30

  • 26 countries visited

  • $300k+ in student debt on track for forgiveness

  • 1st Millionaire in my family loading…

Gladys Leyva of LatinaPhD Abroad smiling in a café with her laptop

This isn't your typical finance blog.

Growing up in the Coachella Valley as the oldest daughter of immigrants, nobody handed me a financial playbook. Nobody talked about 401(k)s at the dinner table. Nobody told me that studying abroad would change my entire life, or that a $50 investment at 24 could become something that buys back my freedom.

I figured it out — slowly, imperfectly, and with a lot of credit card debt along the way. Twice.

Now I'm an academic scholar-practitioner, a PhD, a soon-to-be wife getting married in Spain, and a first-gen millionaire in progress. My portfolio is projected at $276,000. I'm on track to have over $300,000 in student debt forgiven through PSLF. And I've visited 26 countries, 32 US states, and 7 Mexican states — most of it using credit card points.

This blog is everything I wish existed when I was 22, broke, and convinced that wealth was for other people.

It wasn't. And it isn't for you either.

Read my full financial story →

Flat lay of a financial planner, with a cup of coffee with a panoramic view of a city skyline and a bay, with boats on the water.
Laptop screen showing beginner-friendly investing dashboard
Flat lay of wallet, cash, and financial planner
Laptop screen showing beginner-friendly investing dashboard

Ready to begin your personal finance journey?

Take charge of your finances with the LatinaPhD Abroad Finance Templates! Choose from two options:

  • Beginners Template: track your sinking funds, manage debt, annual budget summary, FIRE (Financial Independence, Retire Early) calculator, and overview of your net worth

  • Net Worth Dashboard Template: featuring an annual overview, detailed net worth report, FIRE (Financial Independence, Retire Early) and compound interest calculator, and an interactive dashboard

These all in one easy-to-use templates are designed for first-gen Latinas and beyond. Achieve your financial goals with clarity and confidence! Perfect for anyone pursuing financial freedom. Start your journey now!

Annual financial planner spreadsheet for debt payoff and net worth tracking