Read the Latest Personal Finance Blogs

  • Learn how to build generational wealth as a first-gen Latina with smart budgeting, investing, debt payoff, and multiple income streams. Get expert tips, free resources, and tools like the LatinaPhD Abroad Budget Template and curated financial literacy books. Start your journey to financial freedom today and create a lasting legacy for future generations!

  • Balance paying off debt and building wealth with these 7 expert-backed strategies! Learn how to prioritize high-interest debt, invest consistently, and automate savings—all while staying on track with your financial goals. Get tools, resources, and pro tips to make managing your money stress-free. Start your journey to financial freedom today!

  • Ready to start investing but don’t know where to begin? Learn how to open a brokerage account, invest in low-cost index funds, and build long-term wealth—even as a beginner! Get expert tips, free resources, and tools to make investing simple and stress-free.

  • Struggling to get out of debt? Learn the 8 common reasons keeping you stuck and actionable steps to fix them. From budgeting smarter to eliminating high-interest debt, this guide will help you take control of your finances, build wealth, and achieve financial freedom. Plus, grab my budget template to track every dollar!

8 Reasons You’re Still in Debt—and How to Fix It

Today, my core message is simple: financial literacy is the foundation of freedom. My greatest success isn’t just my financial transformation—it’s inspiring others to start their journey too.

As a first-generation Latina, I transformed my life by mastering financial literacy and breaking the cycle of living paycheck to paycheck and “just getting by.”

Why LatinaPhD Abroad?

In my blog, I share practical tips on budgeting, paying off debt, investing, and building wealth—designed for first-generation women. From creating realistic financial plans to achieving your biggest goals, I’ll guide you with tools and advice to help you feel empowered, break cycles, and thrive financially.

Ready to begin your personal finance journey?

Take charge of your finances with the LatinaPhD Abroad Finance Templates! Choose from two options:

  • Beginners Template: track your sinking funds, manage debt, annual budget summary, FIRE (Financial Independence, Retire Early) calculator, and overview of your net worth

  • Net Worth Dashboard Template: featuring an annual overview, detailed net worth report, FIRE (Financial Independence, Retire Early) and compound interest calculator, and an interactive dashboard

These all in one easy-to-use templates are designed for first-gen Latinas and beyond. Achieve your financial goals with clarity and confidence! Perfect for anyone pursuing financial freedom. Start your journey now!

The One-on-One Personal Finance Consultation Services and Mentorship Program provides personalized guidance through financial goal setting such as debt paydown, budgeting, large saving goal, and investment basics. I work closely with you to understand your unique financial goals and design a customized investment plan to help you achieve them.